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PASS166E creates payment-readiness infrastructure and pending payment review intents. It does not process live charges. Live gateways require a separate sandbox/live payment pass.
Plan selection → Country/currency/payment method review → Gateway candidate selection → Pending payment intent → Gateway-specific checkout/webhook pass → Verified payment → API client activation → Usage limits + proof requirements
| Country | Currency | Methods | Gateway candidates | Notes |
|---|---|---|---|---|
| European Union | EUR | Card, SEPA where available | Stripe, PayPal | SEPA/card support needs compliance and tax handling. |
| Ghana | GHS | Mobile Money, Card, Bank Transfer | Paystack, Flutterwave, manual bank review | MTN MoMo, Vodafone Cash, AirtelTigo Money should be supported through configured local gateway. |
| Global | USD | Card, PayPal, Bank Transfer, Local methods where available | Stripe, PayPal, Flutterwave, Paystack | Fallback routing for unsupported countries should use invoice/manual review. |
| Kenya | KES | M-Pesa, Card, Bank Transfer | Flutterwave, local M-Pesa-capable gateway | M-Pesa readiness should be tested separately before activation. |
| Nigeria | NGN | Card, Bank Transfer, USSD, Mobile Money where available | Paystack, Flutterwave | Local bank transfer and card rails are important for API buyers. |
| South Africa | ZAR | Card, EFT, Bank Transfer | Paystack, Flutterwave, Stripe where supported | EFT and card support matter for SaaS/API billing. |
| United Kingdom | GBP | Card, Bank Transfer | Stripe, PayPal | Card and bank payments with VAT/tax review. |
| United States | USD | Card, ACH where available | Stripe, PayPal | Stripe subscriptions and card payments are primary. |
See approved public proof only: screenshots, result metrics, credentials, workflow notes, and authenticity context.
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